Property Attributes
- MLS#100547126
- TypeSingle Family
- Listing Status Active
- CountyPENDER
- CitySurf City
- AreaPirates Cove
- NeighborhoodSurf City
- Zip28445
- StyleSingle Family Residence
- Year Built1995
- Taxes$ 6920
- Price$ 1,350,000
- Bedrooms5
- Full Bathrooms6
- Half Bathrooms0
- Sqr Footage3544
- Lot Size0.31 Acres
Data Source:
North Carolina Regional MLS (NCRMLS)
Property Description
WATER ACCESS! LOCATION! DOUBLE POTENTIAL INCOMING PRODUCING! FULLY FURNISHED! EASY TO SHOW! Located in the sought-after Pirates Cove community in Surf City on Topsail Island, this expansive coastal retreat doesn't just whisper opportunity, it delivers it with space, flexibility, and undeniable charm. Spanning over 3,500 square feet, this impressive 5-bedroom, 6-full-bath beach home is thoughtfully designed for versatility and comfort. Featuring two full kitchens, two living rooms, and two primary suites with attached bathrooms, the layout is perfectly suited for easy conversion into a duplex, multigenerational living, or a high-performing vacation rental setup. An elevator provides effortless access between levels, while multiple screened-in porches invite you to slow down and savor the coastal breeze. Cozy up beside one of two fireplaces, or step outside to enjoy the pergola-covered outdoor space, ideal for entertaining or relaxing after a day on the water. Situated on a corner lot with mature trees, the home offers added privacy and a true coastal neighborhood feel. The rare convenience of four garages spaces and two separate driveways provides ample parking for guests, boats, and beach gear. Located within a water-access community with a boat ramp, you're just minutes from the beach, dining, and local favorites. Best of all, this home is being sold furnished, excluding a few personal items, making it a seamless transition whether you're looking for a primary residence, second home, or investment property. Versatile. Spacious. Exceptionally located. This is more than a beach house, it's a coastal lifestyle investment with room to gather, generate, and grow. 🌊⚓. THIS HOME DOES ALLOW SHORT TERM RENTALS!
| Elementary School | Middle School | High School |
|---|---|---|
| North Topsail Elementary School | Topsail Middle School | Topsail High School |
| Price History | |
|---|---|
| 1/1/2026 | Listed $1,700,000 |
| 2/24/2026 | 3$1,650,000 |
| 4/7/2026 | 7$1,550,000 |
| 6/23/2026 | 7$1,450,000 |
| 8/28/2026 | 7$1,350,000 |
General Features
| Living Area | 3544.0 |
|---|---|
| Heating | Fireplace(s),Electric,Forced Air |
| Cooling | Central Air,Ceiling Fan(s) |
| Utilities | Sewer Connected,Water Connected |
| Possession | Close Of Escrow,At Closing |
| Roof | Architectural Shingle |
| Appliances | Electric Oven,Electric Cooktop,Built-In Microwave,Washer,Refrigerator,Dryer,Dishwasher,Electric Range |
| Zoning | AE |
| HOA Fee | 800.0 |
| Garage Spaces | 4.0 |
| Patio/Porch Features | Covered,Deck,Porch,Screened,Balcony |
| Pool Features | None |
| Security Features | Smoke Detector(s) |
| Construction Materials | Vinyl Siding,Wood Frame |
| Year Built | 1995 |
| View | Marsh,Sound,Water |
| Levels | Three Or More |
| Property Subtype | Single Family Residence |
| Tax Year | 2023 |
| Taxes | 6920.24 |
| Parcel Number | 4224-70-2405-0000 |
| Waterfront Features | Boat Ramp,Water Access Comm |
| Accessibility | Accessible Doors,Accessible Elevator Installed |
| Assoc Fee Paid Per | Annually |
| County | Pender |
| Operating Expense | 0.0 |
| New Construction | No |
| Property Type | Residential |
| In City Limits? (Y/N) | No |
| Association Amenities | Waterfront Community,Maintenance Common Areas,Maintenance Roads,Management,Taxes |
| HOA | Yes |
| Attached Garage | Yes |
| Subdivision Name | Pirates Cove |
| Garage Y/N | Yes |
| Total Rooms | 17 |
| Full Baths | 6 |
| Status | Active |
| Directions | Traveling North on 17,Right onto NC-210,Right onto NC-50 S,at the roundabout take 2nd exit onto NC-50,Right onto S Topsail Drive,Right onto Cutlass Drive,Home is on the Left |
| High School | Topsail |
| City | Surf City |
| Association Name | Pirates Cove Assocaioin |
| Lot Size Units | Acres |
| Lot Size Square Feet | 13504.0 |
| Carport Spaces | 0.0 |
| Carport Y/N | No |
| Elementary School | North Topsail |
| Property Attached Y/N | No |
| Land Lease Y/N | No |
| Home Warranty Y/N | No |
| Middle/Junior High School | Topsail |
| Lease Considered Y/N | No |
| Structure Type | Wood Frame,Stick Built |
| Living Area Units | Square Feet |
| Standard Status | Active |
| Tax Assessed Value | 558084 |
| Tax Lot | 6 |
| Legal Description | Lot 6,Pb 27/10 Pirates Cove Section II |
| IslandOrMainland | Island |
Interior Features
| Interior Amenities | Walk-in Closet(s),Entrance Foyer,Elevator,2nd Kitchen,Ceiling Fan(s),Furnished,Pantry,Blinds/Shades,Gas Log,Walk-In Closet(s) |
|---|---|
| Basement | None |
| Flooring | Carpet,Tile,Wood |
| Furnished Y/N | Furnished |
| Water Heater | Electric |
| Total Fireplaces | 2 |
| Fireplace Features | Gas Log |
| Master Bed Level | Non Primary Living Area |
| Total Stories | 4 |
| Basement (Y/N) | No |
| Air Conditioning Y/N | Yes |
| Heating Y/N | Yes |
| Fireplace Y/N | Yes |
| Laundry Features | Dryer Hookup,Washer Hookup,Laundry Closet |
| Total Bedrooms | 5 |
| Attic Features | Scuttle |
| Entry Level | 1 |
| Room Type | Master Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Living Room,Bathroom 1,Bathroom 2,Bathroom 3,Bathroom 4,Bathroom 5,Bathroom 6,Dining Area,Breakfast Nook |
| Total Baths | 6 |
| Living Area Range | 3500 - 3999 |
| SmokingYN | No |
Exterior Features
| Exterior Finish | Vinyl Siding |
|---|---|
| Fencing | None |
| Parking Features | Concrete,Lighted,Off Street,Garage |
| Lot Features | Corner Lot,Boat Dock,Boat Ramp,Water Access Comm |
| Water Source | Public |
| Total Parking | 8.0 |
| Lot Size Area | 0.31 |
| Foundation Details | Slab |
| Spa | No |
| Building Area Total | 3544.0 |
| Lot Dimensions | IRREGULAR |
| Lot Size Acres | 0.31 |
| Road Surface Type | Paved |
| Frontage Type | See Remarks |
| Waterfront Y/N | No |
| Road Frontage Type | Private Road,Maintained,Paved |
| Crops Included Y/N | No |
| Horse Y/N | No |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
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